Terms
Plain-language terms for how this website works, and what it is and isn't. Using the site means you agree to them.
NOI Mortgage Protection is a division of NOI Wealth Partners. This is NOI Wealth Partners’ policy, and it applies to this site.
Last updated September 17, 2026. These terms apply to your use of the NOI Wealth Partners website. Please read them. By using the site, you agree to them, and if you don't, please don't use the site.
Educational content, not advice
Everything on this site is educational and general in nature. It is not tax, legal, investment, or individualized financial advice, and it is not a recommendation to buy or keep any product. For advice about your specific situation, speak with a licensed professional. Viewing the site or its content does not, on its own, create a client or advisory relationship.
No offer or guarantee
Nothing on this site is an offer, solicitation, or quote for any specific insurance product. Illustrations and estimates are hypothetical and are not guarantees of future results. Insurance products are subject to terms, limitations, holding periods, surrender charges, underwriting, carrier approval, and applicable law, and any guarantees rest on the claims-paying ability of the issuing carrier.
Using the site
You agree to use the site for lawful, personal, and informational purposes, and not to misuse it, disrupt it, or try to access areas you aren't authorized to use. We may change, suspend, or remove parts of the site at any time without notice.
Our content and marks
The content, design, and marks on this site belong to NOI Wealth Partners or its licensors and are protected by law. You may view and share pages for personal, non-commercial use. Please don't copy, republish, or use our content commercially without our permission.
Other sites and tools
The site may link to third-party websites or reference third-party carriers and tools. We don't control those and aren't responsible for their content, products, or practices. A link is not an endorsement.
No warranties; limitation of liability
The site is provided on an as-is and as-available basis, without warranties of any kind. To the fullest extent allowed by law, NOI Wealth Partners is not liable for any loss arising from your use of, or reliance on, the site or its content. Some jurisdictions don't allow certain limitations, so parts of this may not apply to you.
SMS Communications
If you provide your mobile number and affirmatively opt in to receive text messages from NOI Wealth Partners, we may send you text messages related to your inquiry, requested insurance information, appointment scheduling and reminders, customer care, and, where separately authorized, marketing or promotional communications.
Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any text message. For assistance, reply HELP or contact support@noiwealthpartners.com.
Consent to receive text messages is not a condition of purchasing any product or service. Carriers are not liable for delayed or undelivered messages.
Your participation in our SMS program is also subject to our Privacy Policy.
Changes to these terms
We may update these terms from time to time. The version posted here is the one that applies, and the date above shows when it last changed. Continuing to use the site means you accept the current terms.
Governing law and contact
These terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law rules. For questions about these terms, contact NOI Wealth Partners at support@noiwealthpartners.com.